Ziraff is an e-services expert. We focus on three main areas – finance and accounting, e-health and e-government.
Our clients are the companies that offer mission-critical services to mass customers. We help them to achieve breakthroughs in business results through e-services. It requires a lot of skills and experience - our team has been creating and transforming e-services for 16 years with excellent results.

How we work?

  • We have achieved breakthroughs in e-channels for past 16 years. Delivering business results through digital solutions requires specific skills. We are business technologists who are excellent in business analysis, reshaping business processes and creating internet strategies. We also deliver – so we are very strong in UX and service design and understanding IT. Long-term experience, well-developed methodology and impartial point of view enables us to solve obstacles that organizations have been struggling with.
Web strategy


We have built a full e-channel solution for a pharmacy chain and also worked with several clinics to create the best business tools for doctors.

Web strategy

Finance & accounting

We have brought to live or defined the strategy for many international internet banks. We have also built several modern accounting tools and a Treasury solution for the whole Albanian public sector.

Web strategy


We have defined Estonian public sector e-services and webpages strategy. Our work is behind many major e-services. And of course the Government portal.

Who we are?

Ziraff is Estonian biggest specialized e-services team. We are 6 experts with very different backgrounds – all of them have participated in creation of Estonian biggest self-services, internet banks and other mission critical solutions. Our people have very strong marketing, technological and business backgrounds. We complete each other’s competence and form a strong team together. We are the team, which is able to deliver even very sophisticated e-services in time.


Margus is our team leader. 9 years in banking, leading all e-channels in Swedbank and web-environments in SEB. 4 years in Estonian Energy as CIO, head of business systems and e-channels. Responsible for the largest transition project in Estonian technology market in years – market liberalisation and change of all the business systems. Extensive managerial and business technology competence.

What we do?

We have practical experience in building e-services for mass-customers in Estonian and international organizations.

Swedbank »

Swedbank is the leading bank in Sweden, Estonia, Latvia and Lithuania.


SEB is one of the leading banks in Scandinavia and the Baltic states.


Nordea is the biggest bank in the Nordic countries, represented also in Estonia and the Baltic States.

Eesti Energia »

Eesti Energia is the worlds biggest oil shale to energy company, Estonia's public energy supplier.


Starman is Estonia's biggest cabel TV operator and second biggest in internet and telephone services.

Amserv »

Amserv is one of the biggest car retailer companies in the Baltic States.

Government of Estonia

The Government of the Republic of Estonia.

Estonian Road Administration »

Estonian Road Administration.

Contact us

Narva mnt 5, 10117 Tallinn, Estonia
00372 505 74 06